A good way of contacting creditors is via email. Once you find the domain of whoever you're needing to contact - Marlin Holdings for example is http://www.marlinholdings.com, go to Google. In the search bar, and it is very important that you do this exactly this way, type "@marlinholdings.com". Meaning quote, the at symbol, the domain, and then quote. Search through the results and you'll find email addresses belonging to employees, corporate officers, and the like. Most of the time you can click on the link, then hit control-F to find a line, and type @marlinholdings.com to locate the listing. Almost all collection agencies belong to some city, county, or state organization, so it's easy to find people and what they do for each company. Next, go to http://www.readnotify.com/readnotify/ and download the ReadNotify program. It works with Outlook, Outlook Express, and Eudora among others. It provides you with all of the following: tracking reports: Date and time opened Location of recipient (per their ISP city /town) Map of location (available on paid subscriptions) Recipients IP address Apparent email address of opening (if available) Referrer details (i.e.; if accessed via web mail etc) URL clicks How long the email was read for How many times your email was opened If your email was forwarded, or opened on a different computer sending options: Certified email Ensured-Receipts and retractable emails Invisible tracking Self-Destructing emails Block printing Block forwarding Secure Encrypted emails Track MS Word or Excel documents receipts: In your Personal Tracking Page (when you log in) Email ReadNotifications Legal Proof-of-Opening receipts Delivery Service Notifications (DSN's) SMS alert on your cell-phone or pager to find email addresses for Experian.

googled: "@experian.com"

theresa.ho@experian.com
christina.karpowitz@experian.com
susan.henson@experian.com
steve.lopez@experian.com
DAN.MINNICK@EXPERIAN.COM
samantha.sale@experian.com
deirdre.higgins@experian.com
Matthew.Besler@experian.com
heather.greer@experian.com
steve.lunt@experian.com
roslyn.whitehurst@experian.com
bruno.rost@experian.com
donald.girard@experian.com
susan.henson@experian.com
JIM.GRAF@EXPERIAN.COM
mary.hennen@experian.com
noelle.armstrong@experian.com
Hoang.Chau@EXPERIAN.COM
rose.ohlendorf@experian.com
peter.manfredo@experian.com
John.Block@experian.com
alan.griffiths@experian.com

This is what I picked up through the first 25 pages of google. If you want to see what each person does, enter (with quotes) "firstname.lastname@experian.com"